What is Supply Chain Financing?
Supply Chain Financing (SCF), also known as reverse factoring, enables suppliers to receive early payment on approved invoices through institutional funding partners.
Instead of waiting for standard payment terms, suppliers can access liquidity immediately, while buyers pay on the original due date.
Because financing is based on the buyer’s credit profile rather than the supplier’s, funding costs are typically lower and more efficient.
SCF strengthens supplier relationships, reduces supply chain risk, and improves working capital for all parties involved. Working Capital improvement for buyers and suppliers with no cost to buyer.
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Improve working capital. SCF program can also bring working capital benefits for buyers, by taking steps to increase their days payable outstanding (DPO).
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Reduce the risk of supply chain disruption. SCF program can reduce the risk of disruption to the supply chain, as suppliers are less likely to struggle to meet orders if they have access to early payments. Strengthen supplier relationships. Buyers can strengthen their relationships with their suppliers by providing them with a user-friendly reverse SCF program.
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Improve negotiating position. Buyers that offer SCF program to their suppliers may also be in a better position to negotiate favorable commercial terms withthose suppliers.
Strengthen Supplier Stability
Extend Payment Terms Responsibly
Improve Supply Chain Resilience
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Access lower cost funding. Funding is based on the buyer’s credit rating instead of the supplier’s, meaning that suppliers are typically charged a lower interest rate for funding.
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Improve working capital. By receiving early payment on their invoices, suppliers can accelerate their cash flow and improve their working capital position by reducing their days sales outstanding (DSO).
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Support innovation. Early payments can play an important role in enabling suppliers to invest in research and development (R&D), and expand their businesses.
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Improve cash forecasting. Suppliers may benefit from having greater certainty over the timing of future payments, making it easier for them to forecast their cash flows effectively and ensure that their business decisions are based on accurate information.
Immediate Access To Cash
Lower Financing Costs
Simple Digital Process
Key Capabilities
Solutions
Built for every participant in the supply chain.
1
Corporate Buyers
Improve working capital while strengthening supplier relationships.
• Reverse factoring programs
• Supplier onboarding automation
• Multi-funder liquidity pools
• Real-time analytics
2
Suppliers
Convert receivables into liquidity without taking on traditional debt.
• Faster access to cash
• Predictable financing costs
• Fully digital onboarding
3
Funding Partners
Access high-quality receivables from corporate payables.
• Short-duration assets
• Diversified exposure
• Platform-level risk monitoring
• Transparent performance data
Why Choose LiquidOn
Built for speed, security, and smarter cash flow.
Fast Access To Capital
Get funded in hours instead of waiting weeks
Secure & Compliant
Enterprise-grade security and full transparency
No Debt, No Dilution
Unlock liquidity without loans or giving up equity
Simple & Seamless
No paperwork, no friction, fully digital process
Trusted Investor Network
Work with vetted institutional investors
Flexible For Your Business
Choose what to fund, when you need it
