What is Supply Chain Financing?
Supply Chain Financing (SCF), also known as reverse factoring, enables suppliers to receive early payment on approved invoices through institutional funding partners.
Instead of waiting for standard payment terms, suppliers can access liquidity immediately, while buyers pay on the original due date.
Because financing is based on the buyer’s credit profile rather than the supplier’s, funding costs are typically lower and more efficient.
SCF strengthens supplier relationships, reduces supply chain risk, and improves working capital for all parties involved. Working Capital improvement for buyers and suppliers with no cost to buyer.
Strengthen Supplier Stability
Extend Payment Terms Responsibly
Improve Supply Chain Resilience
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Access lower cost funding. Funding is based on the buyer’s credit rating instead of the supplier’s, meaning that suppliers are typically charged a lower interest rate for funding.
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Improve working capital. By receiving early payment on their invoices, suppliers can accelerate their cash flow and improve their working capital position by reducing their days sales outstanding (DSO).
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Support innovation. Early payments can play an important role in enabling suppliers to invest in research and development (R&D), and expand their businesses.
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Improve cash forecasting. Suppliers may benefit from having greater certainty over the timing of future payments, making it easier for them to forecast their cash flows effectively and ensure that their business decisions are based on accurate information.
Immediate Access To Cash
Lower Financing Costs
Simple Digital Process
Key Capabilities
Solutions
Built for every participant in the supply chain.
1
Corporate Buyers
Improve working capital while strengthening supplier relationships.
• Reverse factoring programs
• Supplier onboarding automation
• Multi-funder liquidity pools
• Real-time analytics
2
Suppliers
Convert receivables into liquidity without taking on traditional debt.
• Faster access to cash
• Predictable financing costs
• Fully digital onboarding
3
Funding Partners
Access high-quality receivables from corporate payables.
• Short-duration assets
• Diversified exposure
• Platform-level risk monitoring
• Transparent performance data
Fast Access To Capital
Get funded in hours instead of waiting weeks
Secure & Compliant
Enterprise-grade security and full transparency
No Debt, No Dilution
Unlock liquidity without loans or giving up equity
Simple & Seamless
No paperwork, no friction, fully digital process
Trusted Investor Network
Work with vetted institutional investors
Flexible For Your Business
Choose what to fund, when you need it
Built for
CONSTRUCTION
Your Payment Terms Can Work Harder for Everyone
LiquidOn connects directly to your ERP and gives your subcontractors and suppliers the option to get paid within 24–48 hours on approved invoices — at no cost to you. You keep your 60–90 day schedule and earn 5% of our net profit through the program.
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ERP connects automatically — including Trimble Viewpoint — in 1–2 weeks
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Subcontractors and suppliers opt in voluntarily — no obligation
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You keep your normal 60–90 day payment schedule — nothing changes
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Your company earns 5% of LiquidOn's net profit — passively
Built for
STAFFING
Close the Gap Between Payroll and Client Payments
Staffing and recruiting companies face a unique cash flow challenge — paying contractors and staff weekly while waiting 30–60 days for client payments. LiquidOn bridges that gap by giving your suppliers and vendors early payment on approved invoices — at no cost to you — while your company earns 5% of our net profit.
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Connects to your existing ERP or billing system automatically
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Suppliers and vendors choose early payment — no obligation
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You pay on your normal client payment schedule
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Your company earns 5% of LiquidOn's net profit passively
Built for
ENERGY
Strengthen Your Oilfield Supply Chain
Energy services companies operate with some of the longest payment cycles in any industry. LiquidOn gives your contractors and vendors early payment on approved invoices within 24–48 hours — at no cost to you — while your company earns 5% of our net profit through the program.
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Connects to your existing ERP automatically — no disruption
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Vendors and contractors choose early payment voluntarily
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You pay on your normal schedule — nothing changes operationally
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Your company earns 5% of LiquidOn's net profit — a new revenue stream
Built for
FOOD & DISTRIBUTION
Keep Your Supply Chain Moving
Food distributors and manufacturers depend on a complex network of suppliers and producers — all of whom need reliable, timely payment to keep operations running. LiquidOn gives your suppliers early payment on approved invoices within 24–48 hours — at no cost to you — while your company earns 5% of our net profit.
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Connects to your existing ERP or procurement system automatically
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Suppliers choose early payment voluntarily — no obligation on either side
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You pay on your normal schedule — no disruption to operations
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Your company earns 5% of LiquidOn's net profit passively
